Welcome to Davis & Towle Agency, where we
pride ourselves in bringing to you the best products which will provide
you and your family with financial security.
There is nothing you can do to prevent
loss, but we can help you be prepared.
Life Insurance
"Should you buy term insurance or whole life? How much is
enough?"
These are some of the questions that we as professionals can help you
with. "One size doesn't fit all" and we know the importance of
seeing your needs as unique.
Disability Insurance
"Why do I need that?"
Disability Insurance is the foundation of all your financial security.
When you are unable to work because of an accident or illness, this policy
keeps paying you.
Long-term Care Insurance
This insurance is important if you want to preserve financial
security. There is a 2 in 5 chance of needing long term care and
nursing home costs can have a devastating effect on your financial
resources. Our policy not only pays if you are in a licensed
facility, but it can also help with costs associated with home care.
Cancer - Critical Illness - Accident
These policies are important in helping to supplement your existing
health insurance. In the event of a serious medical condition,
co-pays and deductibles can be financially devastating. These
policies help to take care of these un-reimbursed expenses.
Health
Insurance
With the high cost of health insurance today, we will help you find
the most cost-effective coverage available.
Medical
Coverage
Today there are many options available to Medicare beneficiaries.
We will review all of the programs available to ensure you get the
best coverage possible.
Employer Sponsored Benefits
If you are a business owner and are looking for quality,
cost-effective solutions to employee benefits, we can help. No
matter what size your business is, we can help you find the best products
at competitive prices.